NEW HOMES STARTING AT $599/MO* 

Tell yourself - YES, I CAN!
Yes, I can rebuild my credit
Yes, I can afford a home
Yes, I can own my own home

BAY HOMES has been helping people just like you rebuild their lives with a new home. There are thousands of people like you that were affected by Hurricane Katrina that lost their homes, their jobs and their families - we are here to tell you that IT IS POSSIBLE to own a home again, or for the first time. And we can help you. Just stop by our office, give us a call or send us an email

BAY HOMES is offering three home models complete with appliances and granite counter tops at prices that you can afford. The lot is also included in select locations from Waveland to D'Iberville. If you have your own lot, we can offer you credit against the purchase price for your lot and it can be used as your down payment. Click on the PROPERTIES link to see our home models and pricing

100% MORTGAGE FINANCING is still available for most buyers through our mortgage partners - and don't forget that you have until April 30th, 2010 to take advantage of the $8000 tax credit that is actually cash back in your pocket if you are a first-time home buyer, or you haven't owned a home in the last three years. Click on the RESOURCES link for more information.

Many of our customers thought a new home was out of reach for them because of their past credit problems. For some, we couldn't help get them financing right away, but our mortgage partners have helped several folks fix their credit in a short period of time to get qualified for a new home. Others hadn't looked at their credit in a long time were surprised that it was really quite good and a new home was possible immediately. A mortgage pre-approval is just a short phone call or email away. Click on the PRE-APPROVAL link for more information.

If you have already been approved for a loan, we can start picking out a home today - if you need to get pre-approved, then we'll help you get that done and start shopping for your new home this weekend.



J.R. Walsh, Sales & Mortgage Coordinator
(228) 463-2335
JR.Walsh@sbcglobal.net
or 317.509.1333 

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*Payments based on a USDA 100% LTV loan, 30yr fixed rate with an interest rate of 5.5% and an APR of 5.9%. Payments are based on a 1-Bedroom model with a sales price of $72,000. Included in the estimate are average monthly prorations for taxes($50/mo), homeowners insurance($60/mo) and wind insurance($80/mo). Applicant must qualify for the loan program to qualify for the home purchase.